According to the passage, which of the following is NOT true about Affirm? ( ).

参考解析：

是非题。这道题题目当中提供了关键词Affirm, 定位至第三段和第四段，判断每个选项，A选项中，根据关键词Nestand Peloton定位至第三段的结尾句，“It has agreements with 1,500 online retailers, including Nest, which sells smart thermostats, and Peloton, which sells internet-connected exercise bikes.”，可知A选项表述正确。C选项中关键词online retailers定位至第三段首句，“Some new entrants offer credit mainly through online merchants.”，可知许多新兴公司与在线零售商合作，以及第三段中间提到的Affirm与1500家在线零售商合作，因此C项正确。D项根据关键词compound interest定位至第四段第二句but后面的内容，“But the firm says borrowers end up paying less because they are not subject to hidden fees or compound interest, and have a set pay-off date.”可知，这个新兴公司不向顾客收取利息的。B选项定位至第四段第一句，“Affirms loans, which typically range from $500 to $5,000, tend to carry higher interest rates than traditional credit cards.”可以判断，这个新兴公司的贷款要比信用卡收取更多的费用。故本题正确答案选B。