(单选题)

Which of the following is NOT part of lowering payment for insurance? ( )

A.Consumers paying extra if they need certain surgeries.

B.nsumers negotiating over medical charges.
C. Consumers paying the initial loss up to a stated amount.

C.Consumers filing their own claims.

参考答案：C

参考解析：

从原文第一段file their own claims and negotiate over charges from hospitals and doctors. Another does away with annual deductibles (自付款)—but requires policyholders to pay extra if they need certain surgeries and procedure可知一家知名保险公司的一项健康计划承诺降低保费，但警告消费者需要自行提出索赔（选项D），并就医院和医生的收费进行协商（选项B）。另一种方法取消了年度自付款，但要求投保人在需要某些手术和程序时支付额外费用（选项A）。故本题正确答案选C。

知识点：是非题英语阅读理解通用英语