According to the article, which one of the following statements is false? ( )

参考解析：

A项：根据关键词American和European定位至最后一段，Most European banks have reasonable capital ratios but are far less profitably than American banks, ... 大多数欧洲银行有合理的资本比率，但盈利远不如美国银行，因为它们效率低下，面临更低的利率和分散的市场。正确；B项：根据关键词core-capital ratio和zero定位至第三段，If an unreformed banking system had faced this year's u-shape scenario, ... with several big banks' figures touching zero-ie, technical insolvency. 如果一个未经改革的银行体系面临今年u型的局面，那么其核心资本比率可能会下降到1.5%，几家大银行的数字可能会接近零——即技术性破产。正确；C项：根据关键词bail-out可以定位至第三段，The taxpayer bail-out in this parallel universe might have been even bigger than in the financial crisis.在这个平行宇宙中，纳税人的纾困规模可能比金融危机时还要大。可知，纾困并不是计划之中。错误；D项：根据关键词depositor和u-shape定位至第三段结尾处，面对这样的技术性破产，反而银行会更加安全，所以存储人不会急于取钱。正确。题目要求选择错误的，故本题正确答案选C。