According to the text, what is beyond man’s ability now is to design a robot that can ______.

参考解析：

细节理解题。根据第二段最后一句“there are already robot systems that can perform some kinds of brain and bone surgery with sub millimeter accuracy”可知，A项所阐述的情景已经实现，故排除；根据第二段第三句“Our banking is done at automated teller terminals that thank us with mechanical politeness for the transaction.”可知，银行已经有了可以与人对话的智能终端，故B项排除；根据第三段最后一句“we can’t yet give a robot enough ‘commonsense’ to reliably interact with a dynamic world.”可看出，机器人不是没有常识，只是没有足够的常识，故C项排除，同时，本句也说明，机器人尚不能“reliably interact with a dynamic world”，也就是不能够独立去应对这个瞬息万变的世界，故选D。